697 Main StreetSaint FrancisME04774
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayInvestors who prioritise long-run asset value over immediate income should consider 697 Main Street, Saint Francis, ME, 04774 in Saint Francis. Rental yield 0%. At $599,000 with 0% gross yield, current distributions are modest, but the 5% appreciation rate projects $165,493 in new equity by year five, complemented by $5,517/yr in principal paydown. Ziffy Mortgage's DSCR loan (0.00) allows non-U.S. residents to acquire without W-2s or domestic credit.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 0% | 7.5% |
| Monthly Cash Flow | $0 | $325 |
City averages based on Saint Francis market data in our database. Property projections are estimates.
Single Family
Built in 2001
1.20 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 04774, Saint Francis, ME area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 546 (100%) |
| Owner Occupied HU | 248 (45.4%) |
| Renter Occupied HU | 78 (14.3%) |
| Vacant Housing Units | 220 (40.3%) |
| Median Home Value | $120,455 |
| Average Home Value | $176,714 |
Housing Distribution
Address Breakdown
Residential
300
Single Family
289
Multi-Family
11
Businesses
20
Nearby investment properties with comparable rents
No similar rental properties found nearby.
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2001
1.20 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 04774, Saint Francis, ME area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 546 (100%) |
| Owner Occupied HU | 248 (45.4%) |
| Renter Occupied HU | 78 (14.3%) |
| Vacant Housing Units | 220 (40.3%) |
| Median Home Value | $120,455 |
| Average Home Value | $176,714 |
Housing Distribution
Address Breakdown
Residential
300
Single Family
289
Multi-Family
11
Businesses
20
Nearby investment properties with comparable rents
No similar rental properties found nearby.
Nearby investment properties with comparable prices
Listed by: N/A • CENTURY 21 Queen City Real Estate
Mls Name: Maine Listings
Mls Provider:
Mls ID: #1615108
Disclaimer: Listing data is derived in whole or in part from Maine Real Estate Information System, Inc. (d/b/a Maine Listings) and is for consumers' personal, noncommercial use only. Dimensions are approximate and not guaranteed. All data should be independently verified. 2025 Maine Real Estate Information System, Inc. All Rights Reserved. Equal Housing Opportunity. Zillow Inc. 415 Congress St #202 Portland, ME 04101 (207) 220-3782