696 Sam Rd, Chatom, AL, 36518 | Equity Gain $1,929/yr

For Sale

Ziffy Mortgage

NMLS #2625701

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Ziffy AI Summary

A quick, investor-focused snapshot highlighting income strength, yield potential.

Key metrics	Value
Price	$399,900
Est. Rent	$3,200/mo
ROI	18%

Attractive rent-to-price ratio for income stability
Good fit for DSCR financing with healthy coverage

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Investment Highlights

Rental property for sale in Chatom at 696 Sam Rd, Chatom, AL, 36518 priced at $299,000 pairs $0/mo rent with after a $1,463/mo payment. Total monthly income equals $0/mo. Return on cash invested is -0.52% in year one, and rental yield stands at 0% on a $299,000 basis. Equity gained on principal adds $1,929/yr, and 5% annual appreciation accumulates to $82,608 by year five. For financing, Ziffy Mortgage’s DSCR program evaluates $0/mo property income against a $1,463/mo payment instead of your W2s, 1099s, or Tax returns.

Single Family

Built in N/A

10 Acres lot

$N/A/sqft

No HOA

Neighborhood Data

Neighborhood data shown for ZIP Code: 36518, Chatom, AL area.

Housing Distribution

Housing Statistics

Category	Value
Total HU (Housing Units)	1,089 (100%)
Owner Occupied HU	728 (66.9%)
Renter Occupied HU	215 (19.7%)
Vacant Housing Units	146 (13.4%)
Median Home Value	$183,772
Average Home Value	$211,803