696 S Shores RdCoolinID83821
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayInvestment property for sale in Coolin at 696 S Shores Rd, Coolin, ID, 83821 projects strong ROI of 7.43%. Rental yield 2.63%. With 5% annual appreciation, the property builds $993,232 in value over five years. Equity growth combined delivers a projected five-year ROI of 51.95%, translating into $527,596 in total cumulative return on $1,015,588 invested capital. You can finance this property with Ziffy Mortgage’s DSCR loan, which leverages the property’s income for qualification rather than your personal income.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 2.6% | 5.0% |
| Monthly Cash Flow | $(12,884) | $300 |
City averages based on Coolin market data in our database. Property projections are estimates.
DSCR Rental Loan Qualification
Qualifies using the property's rental income, not your personal income.
- ✓No W-2, pay stubs, or tax returns needed
- ✓Rental income qualifies you
- ✓Built for real estate investors
| Monthly Rental Income | $7,879 |
| Total Monthly Debt Service | $19,333 |
| DSCR Ratio | 0.41x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2006
0.89 Acres lot
$N/A/sqft
$82 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 83821, Coolin, ID area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,007 (100%) |
| Owner Occupied HU | 174 (17.3%) |
| Renter Occupied HU | 23 ( 2.3%) |
| Vacant Housing Units | 810 (80.4%) |
| Median Home Value | $686,813 |
| Average Home Value | $722,371 |
Housing Distribution
Address Breakdown
Residential
247
Single Family
247
Multi-Family
0
Businesses
41
Nearby investment properties with comparable rents
No similar rental properties found nearby.
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2006
0.89 Acres lot
$N/A/sqft
$82 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 83821, Coolin, ID area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,007 (100%) |
| Owner Occupied HU | 174 (17.3%) |
| Renter Occupied HU | 23 ( 2.3%) |
| Vacant Housing Units | 810 (80.4%) |
| Median Home Value | $686,813 |
| Average Home Value | $722,371 |
Housing Distribution
Address Breakdown
Residential
247
Single Family
247
Multi-Family
0
Businesses
41
Nearby investment properties with comparable rents
No similar rental properties found nearby.
Listed by: Steve Mumm • CENTURY 21 BEUTLER & ASSOCIATES
Mls Name: SELMLS
Mls Provider:
Mls ID: #20250143
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.