6939 Lacywood LnDallasTX75227
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeTight but positive: 6939 Lacywood Ln, Dallas, TX, 75227 in Dallas at $535,000 earns $3,947/mo in rent and nets $142/mo after the $2,406/mo payment, a 8.85% yield with limited short-term income headroom. The equity story offsets the thin monthly spread: 5% annual appreciation adds $147,811 over five years. Ziffy Mortgage underwrites this on a 1.64 DSCR without U.S. credit history. With $4,927/yr in principal paydown, total projected return reaches $214,200.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.9% | 6.5% |
| Monthly Cash Flow | $142 | $450 |
City averages based on Dallas market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,947 |
| Total Monthly Debt Service | $3,592 |
| DSCR Ratio | 1.10x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2019
0.47 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 75227, Dallas, TX area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 20,278 (100%) |
| Owner Occupied HU | 9,592 (47.3%) |
| Renter Occupied HU | 9,463 (46.7%) |
| Vacant Housing Units | 1,223 ( 6.0%) |
| Median Home Value | $217,315 |
| Average Home Value | $258,721 |
Housing Distribution
Address Breakdown
Residential
18,204
Single Family
13,752
Multi-Family
4,452
Businesses
969
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2019
0.47 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 75227, Dallas, TX area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 20,278 (100%) |
| Owner Occupied HU | 9,592 (47.3%) |
| Renter Occupied HU | 9,463 (46.7%) |
| Vacant Housing Units | 1,223 ( 6.0%) |
| Median Home Value | $217,315 |
| Average Home Value | $258,721 |
Housing Distribution
Address Breakdown
Residential
18,204
Single Family
13,752
Multi-Family
4,452
Businesses
969
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices