6938 Paschall AvePhiladelphiaPA19142
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayMarkets with strong demand fundamentals often produce low-yield, high-appreciation assets. 6938 Paschall Ave, Philadelphia, PA, 19142 in Philadelphia fits: $369,000, 4.39% gross yield, and a projected 5% annual appreciation rate adding $101,948 in value within five years. Rental yield 4.39%. The narrow rent-to-debt spread is the trade-off for market growth. Ziffy Mortgage's DSCR loan (0.81) finances non-U.S. buyers without personal income documentation; optimise coverage with a 30–35% down payment. $3,399/yr in principal paydown and $101,948 in appreciation project a total return of $71,838.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 4.4% | 5.8% |
| Monthly Cash Flow | $(1,068) | $850 |
City averages based on Philadelphia market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,350 |
| Total Monthly Debt Service | $2,271 |
| DSCR Ratio | 0.59x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1930
4,800 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 19142, Philadelphia, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 10,919 (100%) |
| Owner Occupied HU | 4,934 (45.2%) |
| Renter Occupied HU | 4,751 (43.5%) |
| Vacant Housing Units | 1,234 (11.3%) |
| Median Home Value | $118,617 |
| Average Home Value | $191,888 |
Housing Distribution
Address Breakdown
Residential
10,544
Single Family
10,347
Multi-Family
197
Businesses
697
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1930
4,800 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 19142, Philadelphia, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 10,919 (100%) |
| Owner Occupied HU | 4,934 (45.2%) |
| Renter Occupied HU | 4,751 (43.5%) |
| Vacant Housing Units | 1,234 (11.3%) |
| Median Home Value | $118,617 |
| Average Home Value | $191,888 |
Housing Distribution
Address Breakdown
Residential
10,544
Single Family
10,347
Multi-Family
197
Businesses
697
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • N/A
Mls Name: Bright MLS
Mls ID: #PAPH2599314