693 Windchime StYuleeFL32097
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowTight but positive: 693 Windchime St, Yulee, FL, 32097 in Yulee at $330,275 earns $2,792/mo in rent and nets $183/mo after the $1,485/mo payment, a 10.15% yield with limited short-term income headroom. The equity story offsets the thin monthly spread: 5% annual appreciation adds $91,249 over five years. Ziffy Mortgage underwrites this on a 1.88 DSCR without U.S. credit history. With $3,042/yr in principal paydown, total projected return reaches $139,510.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 10.2% | 6.0% |
| Monthly Cash Flow | $183 | $300 |
City averages based on Yulee market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,792 |
| Total Monthly Debt Service | $2,478 |
| DSCR Ratio | 1.13x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Townhouse
Built in 2026
N/A lot
$N/A/sqft
$5,012 annually HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Townhouse
Built in 2026
N/A lot
$N/A/sqft
$5,012 annually HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Barbara Spector-Cronin • WEEKLY HOMES REALTY COMPANY
Mls Name: AINCAR
Mls Provider:
Mls ID: #114786
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