6925 Sprig DrSacramentoCA95842
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeSolid fundamentals define the investment case at 6925 Sprig Dr, Sacramento, CA, 95842 in Sacramento: $2,882/mo in rent, $439/mo in net income, 8.76% gross yield, 1.62 DSCR, all at $395,000. Ziffy Mortgage's DSCR mortgage qualifies using the property's income alone, clearing approval without U.S. residency or credit. Five-year equity from $109,131 in appreciation and $3,638/yr in principal paydown projects total cumulative return of $177,996.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.8% | 4.8% |
| Monthly Cash Flow | $439 | $285 |
City averages based on Sacramento market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,882 |
| Total Monthly Debt Service | $2,286 |
| DSCR Ratio | 1.26x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1977
6,098 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95842, Sacramento, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 12,081 (100%) |
| Owner Occupied HU | 6,153 (50.9%) |
| Renter Occupied HU | 5,672 (46.9%) |
| Vacant Housing Units | 256 ( 2.1%) |
| Median Home Value | $399,561 |
| Average Home Value | $431,846 |
Housing Distribution
Address Breakdown
Residential
11,914
Single Family
11,408
Multi-Family
506
Businesses
275
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1977
6,098 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95842, Sacramento, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 12,081 (100%) |
| Owner Occupied HU | 6,153 (50.9%) |
| Renter Occupied HU | 5,672 (46.9%) |
| Vacant Housing Units | 256 ( 2.1%) |
| Median Home Value | $399,561 |
| Average Home Value | $431,846 |
Housing Distribution
Address Breakdown
Residential
11,914
Single Family
11,408
Multi-Family
506
Businesses
275
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Janna Worley • Vylla Home Inc.
Mls Name: MetroList Services of CA
Mls ID: #225122499