69190 Anchor CirMeccaCA92254
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderThe 7.86% yield at 69190 Anchor Cir, Mecca, CA, 92254 in Mecca is solid, but the $2,428/mo payment compresses net cash flow to $195/mo at $540,000. This is a tight-spread property, income covers debt, with little cushion. For investors who can optimise occupancy, the upside is real: 5% annual appreciation adds $149,192 by year five, and $4,973/yr in loan paydown builds equity. Ziffy Mortgage qualifies this via DSCR (1.46) without U.S. income documentation. Total projected return: $217,294.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 7.9% | 8.0% |
| Monthly Cash Flow | $195 | $1,500 |
City averages based on Mecca market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,535 |
| Total Monthly Debt Service | $3,126 |
| DSCR Ratio | 1.13x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2018
8,712 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 92254, Mecca, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,086 (100%) |
| Owner Occupied HU | 1,576 (51.1%) |
| Renter Occupied HU | 1,347 (43.6%) |
| Vacant Housing Units | 163 ( 5.3%) |
| Median Home Value | $178,916 |
| Average Home Value | $257,486 |
Housing Distribution
Address Breakdown
Residential
2,127
Single Family
1,954
Multi-Family
173
Businesses
53
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2018
8,712 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 92254, Mecca, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,086 (100%) |
| Owner Occupied HU | 1,576 (51.1%) |
| Renter Occupied HU | 1,347 (43.6%) |
| Vacant Housing Units | 163 ( 5.3%) |
| Median Home Value | $178,916 |
| Average Home Value | $257,486 |
Housing Distribution
Address Breakdown
Residential
2,127
Single Family
1,954
Multi-Family
173
Businesses
53
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Joanna Villicana • C 21 Coachella Valley RE
Mls Name: CRMLS
Mls ID: #219132948DA