691 Gandy Bend RdEdnaTX77957
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayGlobal investors willing to prioritise equity over near-term yield will find 691 Gandy Bend Rd, Edna, TX, 77957 in Edna worth study. Rental yield 1.97%. The 1.97% gross yield is below cash-flow benchmarks at $980,000, but 5% annual appreciation, adding $270,756 over five years, frames this as a capital growth position. Rent of $1,612/mo partially offsets the $4,407/mo payment. Ziffy Mortgage finances appreciation-play properties (0.37 DSCR) for non-U.S. residents without domestic income documentation; a 30–35% down payment maximises coverage. Total projected return: $30,794.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 2% | 6.2% |
| Monthly Cash Flow | $(5,357) | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $1,612 |
| Total Monthly Debt Service | $6,579 |
| DSCR Ratio | 0.25x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in N/A
65.87 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 77957, Edna, TX area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 4,290 (100%) |
| Owner Occupied HU | 2,400 (55.9%) |
| Renter Occupied HU | 1,166 (27.2%) |
| Vacant Housing Units | 724 (16.9%) |
| Median Home Value | $212,621 |
| Average Home Value | $269,105 |
Housing Distribution
Address Breakdown
Residential
3,213
Single Family
3,132
Multi-Family
81
Businesses
378
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in N/A
65.87 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 77957, Edna, TX area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 4,290 (100%) |
| Owner Occupied HU | 2,400 (55.9%) |
| Renter Occupied HU | 1,166 (27.2%) |
| Vacant Housing Units | 724 (16.9%) |
| Median Home Value | $212,621 |
| Average Home Value | $269,105 |
Housing Distribution
Address Breakdown
Residential
3,213
Single Family
3,132
Multi-Family
81
Businesses
378
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Chantal Riehs • eXp Realty LLC
Mls Name: HAR
Mls Provider:
Mls ID: #72592265
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