690 Molino RdMolinoFL32577
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowThe yield at 690 Molino Rd, Molino, FL, 32577 in Molino speaks for itself: 14.72% gross on a $132,000 price, generating $1,619/mo in rent and $743/mo in net income after the $594/mo debt service. DSCR 2.73, a wide margin that supports Ziffy Mortgage's DSCR loan without any personal income check. Annual cash flow of $8,916 stacks alongside $36,469 in projected five-year appreciation and $1,216/yr in principal reduction. Projected total cumulative return: $98,149.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 14.7% | 6.0% |
| Monthly Cash Flow | $743 | $300 |
City averages based on Molino market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,619 |
| Total Monthly Debt Service | $823 |
| DSCR Ratio | 1.97x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Manufactured
Built in 1998
0.80 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 32577, Molino, FL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,234 (100%) |
| Owner Occupied HU | 1,830 (81.9%) |
| Renter Occupied HU | 262 (11.7%) |
| Vacant Housing Units | 142 ( 6.4%) |
| Median Home Value | $345,059 |
| Average Home Value | $396,974 |
Housing Distribution
Address Breakdown
Residential
2,257
Single Family
2,257
Multi-Family
0
Businesses
66
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Manufactured
Built in 1998
0.80 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 32577, Molino, FL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,234 (100%) |
| Owner Occupied HU | 1,830 (81.9%) |
| Renter Occupied HU | 262 (11.7%) |
| Vacant Housing Units | 142 ( 6.4%) |
| Median Home Value | $345,059 |
| Average Home Value | $396,974 |
Housing Distribution
Address Breakdown
Residential
2,257
Single Family
2,257
Multi-Family
0
Businesses
66
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices