69 W RiversideMount VernonOR97865
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayYield and appreciation often trade off, and at 69 W Riverside, Mount Vernon, OR, 97865 in Mount Vernon the bet is firmly on appreciation. Rental yield 0%. The 0% gross yield on a $220,000 price is below income-first thresholds, but 5%/yr value growth projects $60,782 in equity by year five. Ziffy Mortgage's non-U.S. DSCR mortgage (0.00) finances the acquisition on rental income alone. A larger down payment (30–35%) reduces monthly debt service and tightens the spread.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 0% | 6.2% |
| Monthly Cash Flow | $0 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
Manufactured
Built in 2007
0.43 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 97865, Mount Vernon, OR area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 464 (100%) |
| Owner Occupied HU | 302 (65.1%) |
| Renter Occupied HU | 103 (22.2%) |
| Vacant Housing Units | 59 (12.7%) |
| Median Home Value | $188,889 |
| Average Home Value | $297,649 |
Housing Distribution
Address Breakdown
Residential
152
Single Family
151
Multi-Family
1
Businesses
26
Nearby investment properties with comparable rents
No similar rental properties found nearby.
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Manufactured
Built in 2007
0.43 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 97865, Mount Vernon, OR area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 464 (100%) |
| Owner Occupied HU | 302 (65.1%) |
| Renter Occupied HU | 103 (22.2%) |
| Vacant Housing Units | 59 (12.7%) |
| Median Home Value | $188,889 |
| Average Home Value | $297,649 |
Housing Distribution
Address Breakdown
Residential
152
Single Family
151
Multi-Family
1
Businesses
26
Nearby investment properties with comparable rents
No similar rental properties found nearby.
Nearby investment properties with comparable prices
Listed by: Lindsey Madden • Madden Realty
Mls Name: RMLS (OR)
Mls Provider:
Mls ID: #167802882
Disclaimer: The content relating to real estate for sale on this web site comes in part from the IDX program of the RMLS of Portland, Oregon. Real estate listings held by brokerage firms other than Zillow, Inc. are marked with the RMLS logo, and detailed information about these properties includes the names of the listing brokers. Listing content is copyright 2025 RMLS, Portland, Oregon. This content last updated on 2025-04-28 11:57:41 PDT. Some properties which appear for sale on this web site may subsequently have sold or may no longer be available. All information provided is deemed reliable but is not guaranteed and should be independently verified.