69 S Pearl StOakfieldNY14125








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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage


Investment Highlights
Rental property for sale in Oakfield at 69 S Pearl St, Oakfield, NY, 14125 priced at $284,900 converts $1,935/mo rent into $33/mo cash flow after a $1,394/mo obligation. Total monthly income equals $1,935/mo, and annual cash flow totals $395/yr on $94,444 invested. Return on cash invested prints 20.33% in year one, and rental yield reads 8.15% against a $284,900 entry. Equity gained on principal adds $1,838/yr, while 5% annual appreciation compiles into $78,713 by year five. Five-year ROI reaches 105.71% and total cumulative return in cash sums $99,839. For leverage, Ziffy Mortgage’s DSCR loan bases approval on $1,935/mo property income covering a $1,394/mo payment, not borrower’s personal income.
Single Family
Built in 1880
9,753 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 14125, Oakfield, NY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,475 (100%) |
| Owner Occupied HU | 984 (66.7%) |
| Renter Occupied HU | 357 (24.2%) |
| Vacant Housing Units | 134 ( 9.1%) |
| Median Home Value | $162,202 |
| Average Home Value | $200,518 |
Housing Distribution
Address Breakdown
Residential
1,388
Single Family
1,360
Multi-Family
28
Businesses
73
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Listed by: Bonnie L. Ognibene • BigORealty.com, LLC
Mls Name: NYSAMLSs
Mls Provider:
Mls ID: #R1571966
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