69 Railroad StClarendonPA16313



INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowThe income profile at 69 Railroad St, Clarendon, PA, 16313 in Clarendon is straightforward: $145,000 in, $1,243/mo in rent, $293/mo out after debt service. The 10.29% gross yield and 1.91 DSCR make this exactly the kind of asset Ziffy Mortgage finances for non-U.S. residents without income documentation. Appreciation at 5%/yr adds $40,061 by year five. With $1,335/yr in principal equity, the total cumulative return is projected at $74,086.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 10.3% | 6.2% |
| Monthly Cash Flow | $293 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $1,243 |
| Total Monthly Debt Service | $892 |
| DSCR Ratio | 1.39x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Manufactured
Built in 2005
0.64 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 16313, Clarendon, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,391 (100%) |
| Owner Occupied HU | 711 (51.1%) |
| Renter Occupied HU | 133 ( 9.6%) |
| Vacant Housing Units | 547 (39.3%) |
| Median Home Value | $128,009 |
| Average Home Value | $196,343 |
Housing Distribution
Address Breakdown
Residential
675
Single Family
617
Multi-Family
58
Businesses
45



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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage


Manufactured
Built in 2005
0.64 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 16313, Clarendon, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,391 (100%) |
| Owner Occupied HU | 711 (51.1%) |
| Renter Occupied HU | 133 ( 9.6%) |
| Vacant Housing Units | 547 (39.3%) |
| Median Home Value | $128,009 |
| Average Home Value | $196,343 |
Housing Distribution
Address Breakdown
Residential
675
Single Family
617
Multi-Family
58
Businesses
45
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices



Listed by: Ashlee Terry • Jc Warren Real Estate LLC
Mls Name: Warren County BOR
Mls ID: #13945








