6897 N Cantrall Creek RdCantrallIL62625
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowDay-one income is the story at 6897 N Cantrall Creek Rd, Cantrall, IL, 62625 in Cantrall. Priced at $275,000, it generates $2,635/mo in gross rent and $728/mo in net monthly cash flow, a 11.5% yield that comfortably supports the 2.13 DSCR needed for Ziffy Mortgage's no-W2 DSCR mortgage. Projected annual cash flow: $8,733. Five-year appreciation: $75,977. Equity from principal paydown: $2,533/yr. Total projected cumulative return: $151,983.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 11.5% | 6.0% |
| Monthly Cash Flow | $728 | $1,500 |
City averages based on Cantrall market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,635 |
| Total Monthly Debt Service | $1,798 |
| DSCR Ratio | 1.47x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1990
1.07 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 62625, Cantrall, IL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 412 (100%) |
| Owner Occupied HU | 370 (89.8%) |
| Renter Occupied HU | 24 ( 5.8%) |
| Vacant Housing Units | 18 ( 4.4%) |
| Median Home Value | $335,484 |
| Average Home Value | $352,365 |
Housing Distribution
Address Breakdown
Residential
379
Single Family
379
Multi-Family
0
Businesses
11
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1990
1.07 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 62625, Cantrall, IL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 412 (100%) |
| Owner Occupied HU | 370 (89.8%) |
| Renter Occupied HU | 24 ( 5.8%) |
| Vacant Housing Units | 18 ( 4.4%) |
| Median Home Value | $335,484 |
| Average Home Value | $352,365 |
Housing Distribution
Address Breakdown
Residential
379
Single Family
379
Multi-Family
0
Businesses
11
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices