689 Sawmill RdHardeevilleSC29927
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowDay-one income is the story at 689 Sawmill Rd, Hardeeville, SC, 29927 in Hardeeville. Priced at $338,215, it generates $3,197/mo in gross rent and $1,143/mo in net monthly cash flow, a 11.34% yield that comfortably supports the 2.10 DSCR needed for Ziffy Mortgage's no-W2 DSCR mortgage. Projected annual cash flow: $13,722. Five-year appreciation: $93,443. Equity from principal paydown: $3,115/yr. Total projected cumulative return: $201,721.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 11.3% | 6.2% |
| Monthly Cash Flow | $1,143 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $3,197 |
| Total Monthly Debt Service | $1,919 |
| DSCR Ratio | 1.67x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2025
4,356 sqft lot
$N/A/sqft
$480 annually HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 29927, Hardeeville, SC area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 5,506 (100%) |
| Owner Occupied HU | 3,710 (67.4%) |
| Renter Occupied HU | 1,031 (18.7%) |
| Vacant Housing Units | 765 (13.9%) |
| Median Home Value | $413,666 |
| Average Home Value | $415,493 |
Housing Distribution
Address Breakdown
Residential
5,486
Single Family
4,986
Multi-Family
500
Businesses
350
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2025
4,356 sqft lot
$N/A/sqft
$480 annually HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 29927, Hardeeville, SC area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 5,506 (100%) |
| Owner Occupied HU | 3,710 (67.4%) |
| Renter Occupied HU | 1,031 (18.7%) |
| Vacant Housing Units | 765 (13.9%) |
| Median Home Value | $413,666 |
| Average Home Value | $415,493 |
Housing Distribution
Address Breakdown
Residential
5,486
Single Family
4,986
Multi-Family
500
Businesses
350
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Anna M Dinatali • Landmark 24 Realty, Inc.
Mls Name: Lowcountry Regional MLS
Mls Provider:
Mls ID: #192791
Disclaimer: 2026 Lowcountry Regional Multiple Listing Service. Information is deemed reliable but not guaranteed. Information is provided exclusively for consumers personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.