68886 215th StDarwinMN55324
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayNot all U.S. investment properties are valued for current income. 68886 215th St, Darwin, MN, 55324 in Darwin at $1,180,000, 3.3% gross yield, is a market-growth asset. Rental yield 3.3%. The $3,244/mo rent partially funds the $5,306/mo debt service; the core return is the 5%/yr price growth projected to add $326,012 over five years. Ziffy Mortgage's DSCR mortgage (0.61) provides financing for foreign nationals without domestic income checks. A 30–35% down payment often produces the cleanest coverage for low-yield properties. Total five-year return: $182,305.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 3.3% | 6.5% |
| Monthly Cash Flow | $(4,125) | $800 |
City averages based on Darwin market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,244 |
| Total Monthly Debt Service | $6,899 |
| DSCR Ratio | 0.47x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2013
0.74 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 55324, Darwin, MN area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 634 (100%) |
| Owner Occupied HU | 418 (65.9%) |
| Renter Occupied HU | 55 ( 8.7%) |
| Vacant Housing Units | 161 (25.4%) |
| Median Home Value | $398,667 |
| Average Home Value | $424,833 |
Housing Distribution
Address Breakdown
Residential
541
Single Family
533
Multi-Family
8
Businesses
15
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2013
0.74 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 55324, Darwin, MN area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 634 (100%) |
| Owner Occupied HU | 418 (65.9%) |
| Renter Occupied HU | 55 ( 8.7%) |
| Vacant Housing Units | 161 (25.4%) |
| Median Home Value | $398,667 |
| Average Home Value | $424,833 |
Housing Distribution
Address Breakdown
Residential
541
Single Family
533
Multi-Family
8
Businesses
15
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Joseph Lemmerman • National Realty Guild
Mls Name: NorthstarMLS as distributed by MLS GRID
Mls Provider:
Mls ID: #6709264
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