68836 215th StDarwinMN55324
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayInvestors who prioritise long-run asset value over immediate income should consider 68836 215th St, Darwin, MN, 55324 in Darwin. Rental yield 4.8%. At $960,000 with 4.8% gross yield, current distributions are modest, but the 5% appreciation rate projects $265,230 in new equity by year five, complemented by $8,842/yr in principal paydown. Ziffy Mortgage's DSCR loan (0.89) allows non-U.S. residents to acquire without W-2s or domestic credit. Total projected five-year cumulative return: $225,695.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 4.8% | 6.5% |
| Monthly Cash Flow | $(2,152) | $800 |
City averages based on Darwin market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,842 |
| Total Monthly Debt Service | $5,613 |
| DSCR Ratio | 0.68x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2007
0.65 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 55324, Darwin, MN area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 634 (100%) |
| Owner Occupied HU | 418 (65.9%) |
| Renter Occupied HU | 55 ( 8.7%) |
| Vacant Housing Units | 161 (25.4%) |
| Median Home Value | $398,667 |
| Average Home Value | $424,833 |
Housing Distribution
Address Breakdown
Residential
541
Single Family
533
Multi-Family
8
Businesses
15
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2007
0.65 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 55324, Darwin, MN area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 634 (100%) |
| Owner Occupied HU | 418 (65.9%) |
| Renter Occupied HU | 55 ( 8.7%) |
| Vacant Housing Units | 161 (25.4%) |
| Median Home Value | $398,667 |
| Average Home Value | $424,833 |
Housing Distribution
Address Breakdown
Residential
541
Single Family
533
Multi-Family
8
Businesses
15
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices