6866 Seaspray Ln, Carlsbad, CA, 92011 | 5.72% Rental Yield

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Price: $300K - 500K

Monthly Cash Flow: 1 - 3k+

Home Type: Single Family

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6866 Seaspray Ln, Carlsbad, CA, 92011 | 5.72% Rental Yield | Ziffy

For Sale

Ziffy Mortgage

NMLS #2625701

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Ziffy AI Summary

A quick, investor-focused snapshot highlighting income strength, yield potential.

Key metrics	Value
Price	$399,900
Est. Rent	$3,200/mo
ROI	18%

Attractive rent-to-price ratio for income stability
Good fit for DSCR financing with healthy coverage

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Investment Highlights

Total monthly income runs $6,672/mo, and a $6,852/mo payment. Purchase price stands at $1,400,000, and rental yield measures 5.72% with $6,672/mo rent. Return on cash invested shows 15.11% in year one, and 5% annual appreciation builds toward $386,794 over five years. Five-year ROI reaches 77% and total cumulative return in cash records $349,279. Financing may use Ziffy Mortgage’s DSCR loan, which bases approval on $6,672/mo property income covering a $6,852/mo payment rather than investor’s personal income.

Single Family

Built in 1988

2,813 sqft lot

$N/A/sqft

No HOA

More details about the property

Ocean Close Location! Welcome to Harbor Pointe, an exclusive gated community of classic Cape Codstyle homes just minutes from Carlsbad State Beach. This charming residence offers 3 bedrooms, 2.5 baths, and a private cul-de-sac setting conveniently close to the community pool. Inside, vaulted ceilings, arched details, and skylights create a bright, airy feel. The spacious floor plan includes a downstairs flex room, perfect as a media room, playroom, or home office, and a living room with a cozy fireplace. The updated kitchen features sleek European cabinetry with lazy Susan shelving, dramatic marble counters with a granite backsplash, and a farmhouse sink. A separate dining room with built-in cabinetry adds character, while upstairs a small reading retreat offers a quiet escape. Middle bedroom upstairs has a Murphy Bed which conveys! Recent updates include fresh interior paint, luxury vinyl flooring, and custom lighting, giving the home a clean California modern beach vibe. Outdoors, enjoy your own backyard oasis with a soothing fountain and BBQ, ideal for entertaining or relaxing. Built-in storage in the two car garage! Harbor Pointe offers low HOA fees, no Mello-Roos, and community amenities including gated entry, pool, and front-yard maintenance. The location is unbeatable, close to Poinsettia Park, top schools, hiking trails, golf courses, shopping, dining, and easy access to I-5.