6865 Topaz DrGrantFL32949
INVESTMENT ANALYSIS
Investment Verdict
Solid Income6865 Topaz Dr, Grant, FL, 32949 in Grant is a solid income-producing rental, 9.82% gross yield, $2,780/mo rent, $460/mo net cash flow on a $339,800 buy. DSCR 1.82 qualifies the property for Ziffy Mortgage's financing without personal income documentation. Five-year appreciation of $93,880 and $3,130/yr in principal reduction project a total cumulative return of $163,325.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9.8% | 7.0% |
| Monthly Cash Flow | $460 | $1,500 |
City averages based on Grant market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,780 |
| Total Monthly Debt Service | $2,120 |
| DSCR Ratio | 1.31x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2023
7,405 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 32949, Grant, FL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,481 (100%) |
| Owner Occupied HU | 1,292 (87.2%) |
| Renter Occupied HU | 88 ( 5.9%) |
| Vacant Housing Units | 101 ( 6.8%) |
| Median Home Value | $507,287 |
| Average Home Value | $595,981 |
Housing Distribution
Address Breakdown
Residential
1,382
Single Family
1,382
Multi-Family
0
Businesses
92
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2023
7,405 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 32949, Grant, FL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,481 (100%) |
| Owner Occupied HU | 1,292 (87.2%) |
| Renter Occupied HU | 88 ( 5.9%) |
| Vacant Housing Units | 101 ( 6.8%) |
| Median Home Value | $507,287 |
| Average Home Value | $595,981 |
Housing Distribution
Address Breakdown
Residential
1,382
Single Family
1,382
Multi-Family
0
Businesses
92
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices