686 Russell Hill Rd NW #8Sugar ValleyGA30746
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowDay-one income is the story at 686 Russell Hill Rd NW #8, Sugar Valley, GA, 30746 in Sugar Valley. Priced at $119,000, it generates $2,278/mo in gross rent and $1,553/mo in net monthly cash flow, a 22.97% yield that comfortably supports the 4.26 DSCR needed for Ziffy Mortgage's no-W2 DSCR mortgage. Projected annual cash flow: $18,640. Five-year appreciation: $32,878. Equity from principal paydown: $1,096/yr. Total projected cumulative return: $145,109.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 23% | 5.0% |
| Monthly Cash Flow | $1,553 | $300 |
City averages based on Sugar Valley market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,278 |
| Total Monthly Debt Service | $677 |
| DSCR Ratio | 3.37x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Lot
Built in N/A
9.16 Acres lot
$N/A/sqft
No HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Lot
Built in N/A
9.16 Acres lot
$N/A/sqft
No HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices