6850 E Wade LnPrescott ValleyAZ86315
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayAt a 5.45% gross rental yield, 6850 E Wade Ln, Prescott Valley, AZ, 86315 in Prescott Valley is priced for capital growth, not immediate cash flow. The $887,000 purchase reflects market confidence in future value: at 5%/yr, the property is forecast to gain $245,062 by year five, with $8,169/yr in additional equity from loan paydown. Ziffy Mortgage's DSCR mortgage (1.01) qualifies for non-U.S. residents without personal income documents. Total five-year projected cumulative return: $255,868.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 5.5% | 6.0% |
| Monthly Cash Flow | $(1,235) | $300 |
City averages based on Prescott Valley market data in our database. Property projections are estimates.
DSCR Rental Loan Qualification
Qualifies using the property's rental income, not your personal income.
- ✓No W-2, pay stubs, or tax returns needed
- ✓Rental income qualifies you
- ✓Built for real estate investors
| Monthly Rental Income | $4,025 |
| Total Monthly Debt Service | $4,907 |
| DSCR Ratio | 0.82x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2020
2.00 Acres lot
$N/A/sqft
$198 annually HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2020
2.00 Acres lot
$N/A/sqft
$198 annually HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Natania R Jones • West USA Realty of Prescott
Mls Name: ARMLS
Mls Provider:
Mls ID: #6885157
Disclaimer: All information should be verified by the recipient and none is guaranteed as accurate by ARMLS Listing Information presented by local MLS brokerage: Zillow, Inc., Designated REALTOR- Chris Long - (480) 907-1010