684 Haverhill St, Reading, MA, 01867 | 6.64% Rental Yield

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684 Haverhill St, Reading, MA, 01867 | 6.64% Rental Yield | Ziffy

For Sale

Ziffy Mortgage

NMLS #2625701

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Ziffy AI Summary

A quick, investor-focused snapshot highlighting income strength, yield potential.

Key metrics	Value
Price	$399,900
Est. Rent	$3,200/mo
ROI	18%

Attractive rent-to-price ratio for income stability
Good fit for DSCR financing with healthy coverage

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Investment Highlights

Rental property for sale in Reading at 684 Haverhill St, Reading, MA, 01867 priced at $725,000 pairs $4,012/mo rent with after a $3,549/mo payment. Total monthly income equals $4,012/mo. Return on cash invested is 17.25% in year one, and rental yield stands at 6.64% on a $725,000 basis. Equity gained on principal adds $4,678/yr, and 5% annual appreciation accumulates to $200,304 by year five. Five-year ROI measures 88.71% and total cumulative return in cash reaches $211,589. For financing, Ziffy Mortgage’s DSCR program evaluates $4,012/mo property income against a $3,549/mo payment instead of your W2s, 1099s, or Tax returns.

Single Family

Built in 1950

0.37 Acres lot

$N/A/sqft

No HOA

More details about the property

Charming, fully updated ranch with modern touches, open layout, and tons of natural light! The spacious living and dining area flows into a beautifully renovated kitchen (~2020) with custom cabinetry, granite counters, and new induction stove (2025). A new bathroom (2023) adds sleek style and timeless design. All interior doors were tastefully updated in 2023. Major updates include new windows, furnace, electrical system, water heater, and chimney (all 2018), plus new rear stairs (2020) and foundation reface (2025). The retaining wall was also refaced and reinforced (2025), enhancing both durability and curb appeal. The large basement offers over 700 sq ft of expansion potentialperfect for a playroom, gym, or media space.

Neighborhood Data

Neighborhood data shown for ZIP Code: 01867, Reading, MA area.

Housing Distribution

Housing Statistics

Category	Value
Total HU (Housing Units)	10,228 (100%)
Owner Occupied HU	7,900 (77.2%)
Renter Occupied HU	1,853 (18.1%)
Vacant Housing Units	475 ( 4.6%)
Median Home Value	$826,500
Average Home Value	$871,673