6820 Day RdWindsorCA95492
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayGlobal investors willing to prioritise equity over near-term yield will find 6820 Day Rd, Windsor, CA, 95492 in Windsor worth study. Rental yield 3.6%. The 3.6% gross yield is below cash-flow benchmarks at $1,997,800, but 5% annual appreciation, adding $551,955 over five years, frames this as a capital growth position. Rent of $4,126/mo partially offsets the $8,983/mo payment. Ziffy Mortgage finances appreciation-play properties (0.46 DSCR) for non-U.S. residents without domestic income documentation; a 30–35% down payment maximises coverage. Total projected return: $227,757.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 3.6% | 6.0% |
| Monthly Cash Flow | $(6,358) | $400 |
City averages based on Windsor market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $4,126 |
| Total Monthly Debt Service | $11,564 |
| DSCR Ratio | 0.36x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1962
1 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95492, Windsor, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 10,446 (100%) |
| Owner Occupied HU | 7,510 (71.9%) |
| Renter Occupied HU | 2,334 (22.3%) |
| Vacant Housing Units | 602 ( 5.8%) |
| Median Home Value | $784,144 |
| Average Home Value | $797,671 |
Housing Distribution
Address Breakdown
Residential
9,923
Single Family
9,504
Multi-Family
419
Businesses
987
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1962
1 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95492, Windsor, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 10,446 (100%) |
| Owner Occupied HU | 7,510 (71.9%) |
| Renter Occupied HU | 2,334 (22.3%) |
| Vacant Housing Units | 602 ( 5.8%) |
| Median Home Value | $784,144 |
| Average Home Value | $797,671 |
Housing Distribution
Address Breakdown
Residential
9,923
Single Family
9,504
Multi-Family
419
Businesses
987
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Chase C Conley • Brix & Vine Realty
Mls Name: BAREIS
Mls Provider:
Mls ID: #325041637
Disclaimer: Listing information deemed reliable but not guaranteed. Copyright 2025 Bay Area Real Estate Information Services, Inc. All Right Reserved.