6816 N 177th PlWaddellAZ85355
INVESTMENT ANALYSIS
Investment Verdict
Appreciation Play6816 N 177th Pl, Waddell, AZ, 85355 in Waddell is priced for appreciation, not yield. Rental yield 2.57%. At $1,360,000 with a 2.57% gross yield, the monthly income is modest, but 5% annual price growth is projected to add $375,743 in value over five years, making equity the primary return driver. Ziffy Mortgage's DSCR mortgage (0.48) can still finance this property for non-U.S. residents; a 30–35% down payment typically produces the cleanest underwriting for appreciation-focused assets. Total projected cumulative return: $184,016.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 2.6% | 6.0% |
| Monthly Cash Flow | $(5,129) | $300 |
City averages based on Waddell market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,910 |
| Total Monthly Debt Service | $7,498 |
| DSCR Ratio | 0.39x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2024
1.00 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 85355, Waddell, AZ area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 6,175 (100%) |
| Owner Occupied HU | 5,142 (83.3%) |
| Renter Occupied HU | 459 ( 7.4%) |
| Vacant Housing Units | 574 ( 9.3%) |
| Median Home Value | $498,874 |
| Average Home Value | $564,605 |
Housing Distribution
Address Breakdown
Residential
5,319
Single Family
1,660
Multi-Family
3,659
Businesses
271
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2024
1.00 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 85355, Waddell, AZ area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 6,175 (100%) |
| Owner Occupied HU | 5,142 (83.3%) |
| Renter Occupied HU | 459 ( 7.4%) |
| Vacant Housing Units | 574 ( 9.3%) |
| Median Home Value | $498,874 |
| Average Home Value | $564,605 |
Housing Distribution
Address Breakdown
Residential
5,319
Single Family
1,660
Multi-Family
3,659
Businesses
271
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Beau K Tanner • Perk Prop Real Estate
Mls Name: ARMLS
Mls Provider:
Mls ID: #6735754
Disclaimer: All information should be verified by the recipient and none is guaranteed as accurate by ARMLS Listing Information presented by local MLS brokerage: Zillow, Inc., Designated REALTOR- Chris Long - (480) 907-1010