6811 Upper Mud River RdBranchlandWV25506
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeAt $100,000, 6811 Upper Mud River Rd, Branchland, WV, 25506 in Branchland generates $767/mo in rent (9.2% yield) but nets only $188/mo after debt service. The spread is thin, manageable for investors comfortable with low-margin holds who are buying into the 5% annual appreciation thesis. Ziffy Mortgage's DSCR loan (1.70) allows non-U.S. residents to acquire without personal income checks. A larger down payment reduces the monthly debt load and widens the margin. Five-year appreciation: $27,628. Total projected return: $49,853.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 9.2% | 6.2% |
| Monthly Cash Flow | $188 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $767 |
| Total Monthly Debt Service | $539 |
| DSCR Ratio | 1.42x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1897
8,712 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 25506, Branchland, WV area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,210 (100%) |
| Owner Occupied HU | 1,390 (62.9%) |
| Renter Occupied HU | 479 (21.7%) |
| Vacant Housing Units | 341 (15.4%) |
| Median Home Value | $104,529 |
| Average Home Value | $152,045 |
Housing Distribution
Address Breakdown
Residential
1,986
Single Family
1,920
Multi-Family
66
Businesses
40
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1897
8,712 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 25506, Branchland, WV area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,210 (100%) |
| Owner Occupied HU | 1,390 (62.9%) |
| Renter Occupied HU | 479 (21.7%) |
| Vacant Housing Units | 341 (15.4%) |
| Median Home Value | $104,529 |
| Average Home Value | $152,045 |
Housing Distribution
Address Breakdown
Residential
1,986
Single Family
1,920
Multi-Family
66
Businesses
40
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Margaret D. Hall-Evrard • Old Colony
Mls Name: KVBR
Mls Provider:
Mls ID: #271350
Disclaimer: Copyright Kanawha Valley Board of REALTORS. All rights reserved. Information is deemed reliable but not guaranteed.