6803 N Cox RdLindenCA95236
INVESTMENT ANALYSIS
Investment Verdict
Appreciation Play6803 N Cox Rd, Linden, CA, 95236 in Linden is priced for appreciation, not yield. Rental yield 5.16%. At $985,000 with a 5.16% gross yield, the monthly income is modest, but 5% annual price growth is projected to add $272,137 in value over five years, making equity the primary return driver. Ziffy Mortgage's DSCR mortgage (0.96) can still finance this property for non-U.S. residents; a 30–35% down payment typically produces the cleanest underwriting for appreciation-focused assets. Total projected cumulative return: $254,040.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 5.2% | 7.0% |
| Monthly Cash Flow | $(1,856) | $1,200 |
City averages based on Linden market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $4,237 |
| Total Monthly Debt Service | $5,701 |
| DSCR Ratio | 0.74x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1973
5 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95236, Linden, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,754 (100%) |
| Owner Occupied HU | 1,121 (63.9%) |
| Renter Occupied HU | 549 (31.3%) |
| Vacant Housing Units | 84 ( 4.8%) |
| Median Home Value | $714,946 |
| Average Home Value | $812,982 |
Housing Distribution
Address Breakdown
Residential
1,358
Single Family
1,354
Multi-Family
4
Businesses
170
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1973
5 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95236, Linden, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,754 (100%) |
| Owner Occupied HU | 1,121 (63.9%) |
| Renter Occupied HU | 549 (31.3%) |
| Vacant Housing Units | 84 ( 4.8%) |
| Median Home Value | $714,946 |
| Average Home Value | $812,982 |
Housing Distribution
Address Breakdown
Residential
1,358
Single Family
1,354
Multi-Family
4
Businesses
170
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Drew Denison • Realty ONE Group Zoom
Mls Name: MetroList Services of CA
Mls ID: #225140199