6801 E Warm Springs AveWildwoodFL33521
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeThe cash-flow margin at 6801 E Warm Springs Ave, Wildwood, FL, 33521 in Wildwood is narrow, $124/mo net on $2,082/mo rent after the $1,327/mo debt service, but the property operates at break-even-plus, not a loss. At $295,000 with a 8.47% yield, the long-run equity case via 5% appreciation ($81,503 over five years) and $2,717/yr in principal paydown is where the returns accumulate. Ziffy Mortgage's 1.57 DSCR loan requires no W-2s or U.S. credit. Total projected cumulative return: $120,438.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.5% | 8.0% |
| Monthly Cash Flow | $124 | $300 |
City averages based on Wildwood market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,082 |
| Total Monthly Debt Service | $1,840 |
| DSCR Ratio | 1.13x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1951
0.73 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 33521, Coleman, FL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 68 (100%) |
| Owner Occupied HU | 37 (54.4%) |
| Renter Occupied HU | 13 (19.1%) |
| Vacant Housing Units | 18 (26.5%) |
| Median Home Value | $241,667 |
| Average Home Value | $353,108 |
Housing Distribution
Address Breakdown
Residential
1
Single Family
1
Multi-Family
0
Businesses
51
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1951
0.73 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 33521, Coleman, FL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 68 (100%) |
| Owner Occupied HU | 37 (54.4%) |
| Renter Occupied HU | 13 (19.1%) |
| Vacant Housing Units | 18 (26.5%) |
| Median Home Value | $241,667 |
| Average Home Value | $353,108 |
Housing Distribution
Address Breakdown
Residential
1
Single Family
1
Multi-Family
0
Businesses
51
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices