68 Princeton StJeffersonMA01522
INVESTMENT ANALYSIS
Investment Verdict
Income-ProducingFor first-time U.S. investors or those diversifying conservatively, 68 Princeton St, Jefferson, MA, 01522 in Jefferson offers a clean, manageable entry. Rental yield 6.58%. DSCR 1.22 qualifies for Ziffy Mortgage's no-W2 mortgage for non-U.S. residents. Long-term: 5% annual appreciation projects $204,421 in additional property value over five years, with $6,815/yr in principal equity building ownership stake. Total projected cumulative return: $241,824.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 6.6% | 7.2% |
| Monthly Cash Flow | $(607) | $900 |
City averages based on Jefferson market data in our database. Property projections are estimates.
DSCR Rental Loan Qualification
Qualifies using the property's rental income, not your personal income.
- ✓No W-2, pay stubs, or tax returns needed
- ✓Rental income qualifies you
- ✓Built for real estate investors
| Monthly Rental Income | $4,056 |
| Total Monthly Debt Service | $4,369 |
| DSCR Ratio | 0.93x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2024
0.51 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 01522, Jefferson, MA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,381 (100%) |
| Owner Occupied HU | 1,185 (85.8%) |
| Renter Occupied HU | 151 (10.9%) |
| Vacant Housing Units | 45 ( 3.3%) |
| Median Home Value | $513,475 |
| Average Home Value | $601,004 |
Housing Distribution
Address Breakdown
Residential
1,300
Single Family
1,247
Multi-Family
53
Businesses
47
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2024
0.51 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 01522, Jefferson, MA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,381 (100%) |
| Owner Occupied HU | 1,185 (85.8%) |
| Renter Occupied HU | 151 (10.9%) |
| Vacant Housing Units | 45 ( 3.3%) |
| Median Home Value | $513,475 |
| Average Home Value | $601,004 |
Housing Distribution
Address Breakdown
Residential
1,300
Single Family
1,247
Multi-Family
53
Businesses
47
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • N/A
Mls Name: MLS PIN
Mls ID: #73500280