68 Pleasant StBerlinMA01503
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeSolid fundamentals define the investment case at 68 Pleasant St, Berlin, MA, 01503 in Berlin: $5,671/mo in rent, $314/mo in net income, 8.01% gross yield, 1.48 DSCR, all at $849,999. Ziffy Mortgage's DSCR mortgage qualifies using the property's income alone, clearing approval without U.S. residency or credit. Five-year equity from $234,839 in appreciation and $7,829/yr in principal paydown projects total cumulative return of $342,909.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8% | 6.0% |
| Monthly Cash Flow | $314 | $750 |
City averages based on Berlin market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $5,671 |
| Total Monthly Debt Service | $5,019 |
| DSCR Ratio | 1.13x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1840
2.12 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 01503, Berlin, MA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,531 (100%) |
| Owner Occupied HU | 1,053 (68.8%) |
| Renter Occupied HU | 430 (28.1%) |
| Vacant Housing Units | 48 ( 3.1%) |
| Median Home Value | $717,536 |
| Average Home Value | $774,050 |
Housing Distribution
Address Breakdown
Residential
1,441
Single Family
1,130
Multi-Family
311
Businesses
112
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1840
2.12 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 01503, Berlin, MA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,531 (100%) |
| Owner Occupied HU | 1,053 (68.8%) |
| Renter Occupied HU | 430 (28.1%) |
| Vacant Housing Units | 48 ( 3.1%) |
| Median Home Value | $717,536 |
| Average Home Value | $774,050 |
Housing Distribution
Address Breakdown
Residential
1,441
Single Family
1,130
Multi-Family
311
Businesses
112
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Felicia Wheeler Lowe • Bridge Realty
Mls Name: MLS PIN
Mls ID: #73433618