68 Brook StCroton On HudsonNY10520
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderReliable and efficiently structured, 68 Brook St, Croton On Hudson, NY, 10520 in Croton On Hudson is a conservative rental investment at $860,000. Rental yield 7.66%. A 1.42 coverage ratio meets Ziffy Mortgage's DSCR standard for foreign-national financing. Five-year equity: 5% appreciation adds $237,602; $7,921/yr in principal paydown supplements. Total projected return: $311,418.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 7.7% | 6.2% |
| Monthly Cash Flow | $(257) | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $5,486 |
| Total Monthly Debt Service | $5,401 |
| DSCR Ratio | 1.02x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Multi Family
Built in N/A
10,628 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 10520, Croton On Hudson, NY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 5,509 (100%) |
| Owner Occupied HU | 3,394 (61.6%) |
| Renter Occupied HU | 1,812 (32.9%) |
| Vacant Housing Units | 303 ( 5.5%) |
| Median Home Value | $713,396 |
| Average Home Value | $756,221 |
Housing Distribution
Address Breakdown
Residential
5,252
Single Family
4,560
Multi-Family
692
Businesses
398
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Multi Family
Built in N/A
10,628 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 10520, Croton On Hudson, NY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 5,509 (100%) |
| Owner Occupied HU | 3,394 (61.6%) |
| Renter Occupied HU | 1,812 (32.9%) |
| Vacant Housing Units | 303 ( 5.5%) |
| Median Home Value | $713,396 |
| Average Home Value | $756,221 |
Housing Distribution
Address Breakdown
Residential
5,252
Single Family
4,560
Multi-Family
692
Businesses
398
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Matthew Barbaccia • Brix Real Estate Advisors
Mls Name: NY State MLS
Mls ID: #11659335