68-3883 Lua Kula St APT 403WaikoloaHI96738








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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage


Investment Highlights
Total monthly income runs $3,343/mo, and a $2,178/mo payment. Purchase price stands at $445,000, and rental yield measures 9.01% with $3,343/mo rent. Return on cash invested shows 19.36% in year one, and 5% annual appreciation builds toward $122,945 over five years. Five-year ROI reaches 101.83% and total cumulative return in cash records $150,224. Financing may use Ziffy Mortgage’s DSCR loan, which bases approval on $3,343/mo property income covering a $2,178/mo payment rather than investor’s personal income.
Condo
Built in 1988
N/A lot
$N/A/sqft
$876 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 96738, Waikoloa, HI area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 4,561 (100%) |
| Owner Occupied HU | 2,191 (48.0%) |
| Renter Occupied HU | 663 (14.5%) |
| Vacant Housing Units | 1,707 (37.4%) |
| Median Home Value | $775,493 |
| Average Home Value | $945,681 |
Housing Distribution
Address Breakdown
Residential
2,817
Single Family
1,997
Multi-Family
820
Businesses
229
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Listed by: James Sullivan • Aloha Sotheby's International Realty Inc.
Mls Name: Hawaii Information Service
Mls Provider:
Mls ID: #720250
Disclaimer: Copyright 2025 MLS Hawaii, Inc. All rights reserved. IDX information is provided exclusively for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by the MLS. Listing Information presented by local MLS brokerage: Zillow, Inc., local broker - Joel Backman - (808) 437-8500. [Click here for more information](/mls-disclaimers/#726)








