678 Adams RdChesterfieldSC29709
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderThe 7.43% yield at 678 Adams Rd, Chesterfield, SC, 29709 in Chesterfield is solid, but the $1,237/mo payment compresses net cash flow to $66/mo at $275,000. This is a tight-spread property, income covers debt, with little cushion. For investors who can optimise occupancy, the upside is real: 5% annual appreciation adds $75,977 by year five, and $2,533/yr in loan paydown builds equity. Ziffy Mortgage qualifies this via DSCR (1.38) without U.S. income documentation. Total projected return: $108,207.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 7.4% | 6.2% |
| Monthly Cash Flow | $66 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $1,703 |
| Total Monthly Debt Service | $1,528 |
| DSCR Ratio | 1.11x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1994
17 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 29709, Chesterfield, SC area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,006 (100%) |
| Owner Occupied HU | 2,040 (67.9%) |
| Renter Occupied HU | 465 (15.5%) |
| Vacant Housing Units | 501 (16.7%) |
| Median Home Value | $135,440 |
| Average Home Value | $173,831 |
Housing Distribution
Address Breakdown
Residential
2,703
Single Family
2,702
Multi-Family
1
Businesses
270
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1994
17 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 29709, Chesterfield, SC area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,006 (100%) |
| Owner Occupied HU | 2,040 (67.9%) |
| Renter Occupied HU | 465 (15.5%) |
| Vacant Housing Units | 501 (16.7%) |
| Median Home Value | $135,440 |
| Average Home Value | $173,831 |
Housing Distribution
Address Breakdown
Residential
2,703
Single Family
2,702
Multi-Family
1
Businesses
270
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Abreyon Moses • Crosson & Co Real Estate Brokered By Exp Realty
Mls Name: Pee Dee Realtor Association
Mls ID: #20253458