676 Scarsdale RoadYonkersNY10707
INVESTMENT ANALYSIS
Investment Verdict
Solid Income676 Scarsdale Road, Yonkers, NY, 10707 in Yonkers is a solid income-producing rental, 8.69% gross yield, $6,000/mo rent, $464/mo net cash flow on a $829,000 buy. DSCR 1.61 qualifies the property for Ziffy Mortgage's financing without personal income documentation. Five-year appreciation of $229,037 and $7,635/yr in principal reduction project a total cumulative return of $345,950.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.7% | 4.2% |
| Monthly Cash Flow | $464 | $850 |
City averages based on Yonkers market data in our database. Property projections are estimates.
DSCR Rental Loan Qualification
Qualifies using the property's rental income, not your personal income.
- ✓No W-2, pay stubs, or tax returns needed
- ✓Rental income qualifies you
- ✓Built for real estate investors
| Monthly Rental Income | $6,000 |
| Total Monthly Debt Service | $5,206 |
| DSCR Ratio | 1.15x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1953
8,730 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 10707, Tuckahoe, NY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 4,682 (100%) |
| Owner Occupied HU | 2,483 (53.0%) |
| Renter Occupied HU | 1,850 (39.5%) |
| Vacant Housing Units | 349 ( 7.5%) |
| Median Home Value | $798,592 |
| Average Home Value | $795,943 |
Housing Distribution
Address Breakdown
Residential
4,202
Single Family
2,471
Multi-Family
1,731
Businesses
354
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1953
8,730 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 10707, Tuckahoe, NY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 4,682 (100%) |
| Owner Occupied HU | 2,483 (53.0%) |
| Renter Occupied HU | 1,850 (39.5%) |
| Vacant Housing Units | 349 ( 7.5%) |
| Median Home Value | $798,592 |
| Average Home Value | $795,943 |
Housing Distribution
Address Breakdown
Residential
4,202
Single Family
2,471
Multi-Family
1,731
Businesses
354
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices