6750 Hawaii Kai Dr APT 305HonoluluHI96825
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeSolid, durable, and financeable, 6750 Hawaii Kai Dr APT 305, Honolulu, HI, 96825 in Honolulu earns a 8.28% gross yield at $629,000. Rent of $4,338/mo nets $732/mo after the $2,828/mo mortgage. The 1.53 DSCR signals clean DSCR underwriting through Ziffy Mortgage, with no personal income verification required. Five-year value growth of $173,781 and $5,793/yr in equity accumulation project a total cumulative return of $198,723.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.3% | 4.2% |
| Monthly Cash Flow | $732 | $18,500 |
City averages based on Honolulu market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $4,338 |
| Total Monthly Debt Service | $4,784 |
| DSCR Ratio | 0.91x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Condo
Built in 1974
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 96825, Honolulu, HI area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 12,492 (100%) |
| Owner Occupied HU | 9,234 (73.9%) |
| Renter Occupied HU | 2,231 (17.9%) |
| Vacant Housing Units | 1,027 ( 8.2%) |
| Median Home Value | $1,274,048 |
| Average Home Value | $1,316,049 |
Housing Distribution
Address Breakdown
Residential
11,762
Single Family
8,730
Multi-Family
3,032
Businesses
641
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Condo
Built in 1974
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 96825, Honolulu, HI area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 12,492 (100%) |
| Owner Occupied HU | 9,234 (73.9%) |
| Renter Occupied HU | 2,231 (17.9%) |
| Vacant Housing Units | 1,027 ( 8.2%) |
| Median Home Value | $1,274,048 |
| Average Home Value | $1,316,049 |
Housing Distribution
Address Breakdown
Residential
11,762
Single Family
8,730
Multi-Family
3,032
Businesses
641
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Nicole A Keene • Compass
Mls Name: HiCentral MLS
Mls Provider:
Mls ID: #202414816
Disclaimer: Based on information from the Multiple Listing Service of HiCentral MLS, Ltd. listings last updated on 2025-02-22 15:16:42 PST. Information is deemed reliable but not guaranteed. Copyright 2025 HiCentral MLS, Ltd