6743 Sun Brae CtRio LindaCA95673
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeNot flashy, but dependably profitable, 6743 Sun Brae Ct, Rio Linda, CA, 95673 in Rio Linda is listed at $475,000 and delivers $3,274/mo in rent and $335/mo in net monthly cash flow. The 8.27% yield and 1.53 DSCR provide the underwriting comfort Ziffy Mortgage needs to approve a DSCR loan without W-2 or tax-return documentation. Projected 5% annual appreciation adds $131,234 over five years, and $4,375/yr in principal reduction supplements cash return. Total projected cumulative return: $201,722.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.3% | 6.5% |
| Monthly Cash Flow | $335 | $300 |
City averages based on Rio Linda market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,274 |
| Total Monthly Debt Service | $2,749 |
| DSCR Ratio | 1.19x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1987
6,970 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95673, Rio Linda, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 5,244 (100%) |
| Owner Occupied HU | 3,784 (72.2%) |
| Renter Occupied HU | 1,218 (23.2%) |
| Vacant Housing Units | 242 ( 4.6%) |
| Median Home Value | $591,699 |
| Average Home Value | $607,504 |
Housing Distribution
Address Breakdown
Residential
5,005
Single Family
4,968
Multi-Family
37
Businesses
271
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1987
6,970 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95673, Rio Linda, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 5,244 (100%) |
| Owner Occupied HU | 3,784 (72.2%) |
| Renter Occupied HU | 1,218 (23.2%) |
| Vacant Housing Units | 242 ( 4.6%) |
| Median Home Value | $591,699 |
| Average Home Value | $607,504 |
Housing Distribution
Address Breakdown
Residential
5,005
Single Family
4,968
Multi-Family
37
Businesses
271
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Tisha Torres • Riverview Realty One
Mls Name: MetroList Services of CA
Mls Provider:
Mls ID: #225051417
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