6741 Schofield PlSaint LouisMO63133
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeTight but positive: 6741 Schofield Pl, Saint Louis, MO, 63133 in Saint Louis at $115,000 earns $893/mo in rent and nets $177/mo after the $517/mo payment, a 9.32% yield with limited short-term income headroom. The equity story offsets the thin monthly spread: 5% annual appreciation adds $31,772 over five years. Ziffy Mortgage underwrites this on a 1.73 DSCR without U.S. credit history. With $1,059/yr in principal paydown, total projected return reaches $55,031.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9.3% | 7.8% |
| Monthly Cash Flow | $177 | $450 |
City averages based on Saint Louis market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $893 |
| Total Monthly Debt Service | $670 |
| DSCR Ratio | 1.33x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1904
4,260 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 63133, Saint Louis, MO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,001 (100%) |
| Owner Occupied HU | 1,046 (34.9%) |
| Renter Occupied HU | 1,311 (43.7%) |
| Vacant Housing Units | 644 (21.5%) |
| Median Home Value | $60,227 |
| Average Home Value | $125,832 |
Housing Distribution
Address Breakdown
Residential
2,956
Single Family
2,458
Multi-Family
498
Businesses
249
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1904
4,260 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 63133, Saint Louis, MO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,001 (100%) |
| Owner Occupied HU | 1,046 (34.9%) |
| Renter Occupied HU | 1,311 (43.7%) |
| Vacant Housing Units | 644 (21.5%) |
| Median Home Value | $60,227 |
| Average Home Value | $125,832 |
Housing Distribution
Address Breakdown
Residential
2,956
Single Family
2,458
Multi-Family
498
Businesses
249
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • N/A
Mls Name: MARIS
Mls ID: #26013579