6740 Brooks LnLoomisCA95650
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayGlobal investors willing to prioritise equity over near-term yield will find 6740 Brooks Ln, Loomis, CA, 95650 in Loomis worth study. Rental yield 4.79%. The 4.79% gross yield is below cash-flow benchmarks at $1,340,000, but 5% annual appreciation, adding $370,217 over five years, frames this as a capital growth position. Rent of $5,348/mo partially offsets the $6,025/mo payment. Ziffy Mortgage finances appreciation-play properties (0.89 DSCR) for non-U.S. residents without domestic income documentation; a 30–35% down payment maximises coverage. Total projected return: $318,857.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 4.8% | 6.5% |
| Monthly Cash Flow | $(2,941) | $400 |
City averages based on Loomis market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $5,348 |
| Total Monthly Debt Service | $7,756 |
| DSCR Ratio | 0.69x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1971
5 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95650, Loomis, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 5,121 (100%) |
| Owner Occupied HU | 4,135 (80.7%) |
| Renter Occupied HU | 775 (15.1%) |
| Vacant Housing Units | 211 ( 4.1%) |
| Median Home Value | $906,979 |
| Average Home Value | $1,026,276 |
Housing Distribution
Address Breakdown
Residential
4,737
Single Family
4,647
Multi-Family
90
Businesses
759
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1971
5 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95650, Loomis, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 5,121 (100%) |
| Owner Occupied HU | 4,135 (80.7%) |
| Renter Occupied HU | 775 (15.1%) |
| Vacant Housing Units | 211 ( 4.1%) |
| Median Home Value | $906,979 |
| Average Home Value | $1,026,276 |
Housing Distribution
Address Breakdown
Residential
4,737
Single Family
4,647
Multi-Family
90
Businesses
759
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Davinder Banwait • Marshall Real Estate
Mls Name: MetroList Services of CA
Mls ID: #225125763