6731 38th AveSacramentoCA95824
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeThe income profile at 6731 38th Ave, Sacramento, CA, 95824 in Sacramento is straightforward: $325,000 in, $2,490/mo in rent, $305/mo out after debt service. The 9.19% gross yield and 1.70 DSCR make this exactly the kind of asset Ziffy Mortgage finances for non-U.S. residents without income documentation. Appreciation at 5%/yr adds $89,792 by year five. With $2,993/yr in principal equity, the total cumulative return is projected at $143,646.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9.2% | 4.8% |
| Monthly Cash Flow | $305 | $285 |
City averages based on Sacramento market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,490 |
| Total Monthly Debt Service | $2,056 |
| DSCR Ratio | 1.21x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1954
5,828 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95824, Sacramento, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 9,355 (100%) |
| Owner Occupied HU | 3,887 (41.5%) |
| Renter Occupied HU | 5,092 (54.4%) |
| Vacant Housing Units | 376 ( 4.0%) |
| Median Home Value | $362,091 |
| Average Home Value | $418,292 |
Housing Distribution
Address Breakdown
Residential
9,255
Single Family
8,007
Multi-Family
1,248
Businesses
626
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1954
5,828 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95824, Sacramento, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 9,355 (100%) |
| Owner Occupied HU | 3,887 (41.5%) |
| Renter Occupied HU | 5,092 (54.4%) |
| Vacant Housing Units | 376 ( 4.0%) |
| Median Home Value | $362,091 |
| Average Home Value | $418,292 |
Housing Distribution
Address Breakdown
Residential
9,255
Single Family
8,007
Multi-Family
1,248
Businesses
626
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Gustavo Guzman • Guzman Real Estate
Mls Name: MetroList Services of CA
Mls Provider:
Mls ID: #225038653
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