673 Royal Crest Dr, Saint Joseph, MI, 49085 | $850/mo Cash Flow

For Sale

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NMLS #2625701

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Ziffy AI Summary

A quick, investor-focused snapshot highlighting income strength, yield potential.

Key metrics	Value
Price	$399,900
Est. Rent	$3,200/mo
ROI	18%

Attractive rent-to-price ratio for income stability
Good fit for DSCR financing with healthy coverage

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Investment Highlights

Rental property for sale in Saint Joseph at 673 Royal Crest Dr, Saint Joseph, MI, 49085 offers $3,240/mo rent that, after a $1,774/mo payment, leaves $850/mo cash flow. Total monthly income is $3,240/mo, and annual cash flow is $10,197/yr on $120,169 cash. Return on cash invested measures 28.39% in year one, and rental yield stands at 10.73% at a $362,500 entry. Equity gained on principal adds $2,339/yr while 5% annual appreciation compounds into $100,152 by year five. Five-year ROI records 148.87% and total cumulative return in cash reaches $178,898. Lending can use Ziffy Mortgage’s DSCR loan, which structures approval around $3,240/mo property income versus a $1,774/mo payment rather than borrower’s personal income verification through W2s, Salary slips, and Tax returns.

Single Family

Built in 1986

0.32 Acres lot

$N/A/sqft

No HOA

Neighborhood Data

Neighborhood data shown for ZIP Code: 49085, Saint Joseph, MI area.

Housing Distribution

Housing Statistics

Category	Value
Total HU (Housing Units)	11,734 (100%)
Owner Occupied HU	8,123 (69.2%)
Renter Occupied HU	2,388 (20.4%)
Vacant Housing Units	1,223 (10.4%)
Median Home Value	$316,036
Average Home Value	$368,464