6725 Mission Gorge Rd UNIT 104BSan DiegoCA92120
INVESTMENT ANALYSIS
Investment Verdict
Income-ProducingCapital preservation and steady income define 6725 Mission Gorge Rd UNIT 104B, San Diego, CA, 92120 in San Diego. Rental yield 6.47%. The 1.20 coverage passes Ziffy Mortgage's DSCR threshold for non-U.S. residents. Five-year appreciation of $104,711 and $3,491/yr in principal reduction project total return of $124,262.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 6.5% | 4.8% |
| Monthly Cash Flow | $(303) | $1,850 |
City averages based on San Diego market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,042 |
| Total Monthly Debt Service | $2,194 |
| DSCR Ratio | 0.93x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Condo
Built in 1980
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 92120, San Diego, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 13,286 (100%) |
| Owner Occupied HU | 8,081 (60.8%) |
| Renter Occupied HU | 4,506 (33.9%) |
| Vacant Housing Units | 699 ( 5.3%) |
| Median Home Value | $927,293 |
| Average Home Value | $1,032,502 |
Housing Distribution
Address Breakdown
Residential
13,316
Single Family
10,844
Multi-Family
2,472
Businesses
900
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Condo
Built in 1980
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 92120, San Diego, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 13,286 (100%) |
| Owner Occupied HU | 8,081 (60.8%) |
| Renter Occupied HU | 4,506 (33.9%) |
| Vacant Housing Units | 699 ( 5.3%) |
| Median Home Value | $927,293 |
| Average Home Value | $1,032,502 |
Housing Distribution
Address Breakdown
Residential
13,316
Single Family
10,844
Multi-Family
2,472
Businesses
900
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Jamie F Vosacek • Western Hills Real Estate
Mls Name: SDMLS
Mls ID: #250034496