6725 21st StSacramentoCA95822
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeThe 8.08% yield at 6725 21st St, Sacramento, CA, 95822 in Sacramento is solid, but the $2,023/mo payment compresses net cash flow to $158/mo at $449,875. This is a tight-spread property, income covers debt, with little cushion. For investors who can optimise occupancy, the upside is real: 5% annual appreciation adds $124,292 by year five, and $4,143/yr in loan paydown builds equity. Ziffy Mortgage qualifies this via DSCR (1.50) without U.S. income documentation. Total projected return: $181,183.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.1% | 4.8% |
| Monthly Cash Flow | $158 | $285 |
City averages based on Sacramento market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,029 |
| Total Monthly Debt Service | $2,691 |
| DSCR Ratio | 1.13x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1957
6,534 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95822, Sacramento, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 16,892 (100%) |
| Owner Occupied HU | 9,540 (56.5%) |
| Renter Occupied HU | 6,688 (39.6%) |
| Vacant Housing Units | 664 ( 3.9%) |
| Median Home Value | $558,969 |
| Average Home Value | $644,258 |
Housing Distribution
Address Breakdown
Residential
16,526
Single Family
15,422
Multi-Family
1,104
Businesses
1,021
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1957
6,534 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95822, Sacramento, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 16,892 (100%) |
| Owner Occupied HU | 9,540 (56.5%) |
| Renter Occupied HU | 6,688 (39.6%) |
| Vacant Housing Units | 664 ( 3.9%) |
| Median Home Value | $558,969 |
| Average Home Value | $644,258 |
Housing Distribution
Address Breakdown
Residential
16,526
Single Family
15,422
Multi-Family
1,104
Businesses
1,021
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Robynn McCann • Buckhound Properties
Mls Name: MetroList Services of CA
Mls Provider:
Mls ID: #225048828
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