672 Whickerville RdHardyvilleKY42746
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowFew Hardyville rentals match the income profile of 672 Whickerville Rd, Hardyville, KY, 42746. Listed at $175,000, gross rent is $1,567/mo and net cash flow is $502/mo, a 10.75% yield well above national averages. DSCR 1.99 means Ziffy Mortgage can approve your loan on the property's income alone, bypassing personal income verification. The 5% annual appreciation trend adds $48,349 by year five with $1,612/yr in annual principal reduction, projecting $98,601 in total cumulative return.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 10.8% | 6.0% |
| Monthly Cash Flow | $502 | $450 |
City averages based on Hardyville market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,567 |
| Total Monthly Debt Service | $995 |
| DSCR Ratio | 1.57x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1997
0.71 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 42746, Hardyville, KY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 815 (100%) |
| Owner Occupied HU | 594 (72.9%) |
| Renter Occupied HU | 144 (17.7%) |
| Vacant Housing Units | 77 ( 9.4%) |
| Median Home Value | $149,306 |
| Average Home Value | $167,584 |
Housing Distribution
Address Breakdown
Residential
810
Single Family
810
Multi-Family
0
Businesses
27
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1997
0.71 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 42746, Hardyville, KY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 815 (100%) |
| Owner Occupied HU | 594 (72.9%) |
| Renter Occupied HU | 144 (17.7%) |
| Vacant Housing Units | 77 ( 9.4%) |
| Median Home Value | $149,306 |
| Average Home Value | $167,584 |
Housing Distribution
Address Breakdown
Residential
810
Single Family
810
Multi-Family
0
Businesses
27
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Lavell Jackson • Re/Max Five Star Properties
Mls Name: GLARMLS
Mls ID: #1707108