6718 CALLAGHAN RD UNIT 315San AntonioTX78229
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowThe headline number at 6718 CALLAGHAN RD UNIT 315, San Antonio, TX, 78229 in San Antonio is the 2.01 coverage ratio: rent of $1,219/mo versus a $607/mo debt payment on a $135,000 property. Rental yield 10.84%. That margin is what gives Ziffy Mortgage's DSCR loan the coverage it needs for a clean, fast approval, no W-2s, no U.S. residency. Appreciation at 5%/yr projects $37,298 by year five, with $1,243/yr in equity from paydown. Total projected cumulative return: $51,026.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 10.8% | 5.8% |
| Monthly Cash Flow | $(31) | $450 |
City averages based on San Antonio market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,219 |
| Total Monthly Debt Service | $1,196 |
| DSCR Ratio | 1.02x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Condo
Built in 1967
N/A lot
$N/A/sqft
$250 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 78229, San Antonio, TX area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 18,633 (100%) |
| Owner Occupied HU | 2,488 (13.4%) |
| Renter Occupied HU | 13,559 (72.8%) |
| Vacant Housing Units | 2,586 (13.9%) |
| Median Home Value | $284,490 |
| Average Home Value | $305,672 |
Housing Distribution
Address Breakdown
Residential
17,298
Single Family
2,801
Multi-Family
14,497
Businesses
1,727
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Condo
Built in 1967
N/A lot
$N/A/sqft
$250 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 78229, San Antonio, TX area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 18,633 (100%) |
| Owner Occupied HU | 2,488 (13.4%) |
| Renter Occupied HU | 13,559 (72.8%) |
| Vacant Housing Units | 2,586 (13.9%) |
| Median Home Value | $284,490 |
| Average Home Value | $305,672 |
Housing Distribution
Address Breakdown
Residential
17,298
Single Family
2,801
Multi-Family
14,497
Businesses
1,727
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Sarah Mendoza • 1st Choice Realty Group
Mls Name: SABOR
Mls Provider:
Mls ID: #1804978
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.