6718 5th AveRio LindaCA95673
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderThe 7.76% yield at 6718 5th Ave, Rio Linda, CA, 95673 in Rio Linda is solid, but the $2,086/mo payment compresses net cash flow to $130/mo at $464,000. This is a tight-spread property, income covers debt, with little cushion. For investors who can optimise occupancy, the upside is real: 5% annual appreciation adds $128,195 by year five, and $4,273/yr in loan paydown builds equity. Ziffy Mortgage qualifies this via DSCR (1.44) without U.S. income documentation. Total projected return: $184,321.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 7.8% | 6.5% |
| Monthly Cash Flow | $130 | $300 |
City averages based on Rio Linda market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,000 |
| Total Monthly Debt Service | $2,686 |
| DSCR Ratio | 1.12x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1984
10,454 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95673, Rio Linda, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 5,244 (100%) |
| Owner Occupied HU | 3,784 (72.2%) |
| Renter Occupied HU | 1,218 (23.2%) |
| Vacant Housing Units | 242 ( 4.6%) |
| Median Home Value | $591,699 |
| Average Home Value | $607,504 |
Housing Distribution
Address Breakdown
Residential
5,005
Single Family
4,968
Multi-Family
37
Businesses
271
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1984
10,454 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95673, Rio Linda, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 5,244 (100%) |
| Owner Occupied HU | 3,784 (72.2%) |
| Renter Occupied HU | 1,218 (23.2%) |
| Vacant Housing Units | 242 ( 4.6%) |
| Median Home Value | $591,699 |
| Average Home Value | $607,504 |
Housing Distribution
Address Breakdown
Residential
5,005
Single Family
4,968
Multi-Family
37
Businesses
271
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Tabitha Worth • River Ridge Realty
Mls Name: MetroList Services of CA
Mls ID: #225083406