6712 Chatham Park DrBrandywineMD20613
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayAt a 4.51% gross rental yield, 6712 Chatham Park Dr, Brandywine, MD, 20613 in Brandywine is priced for capital growth, not immediate cash flow. The $1,020,000 purchase reflects market confidence in future value: at 5%/yr, the property is forecast to gain $281,807 by year five, with $9,394/yr in additional equity from loan paydown. Ziffy Mortgage's DSCR mortgage (0.84) qualifies for non-U.S. residents without personal income documents. Total five-year projected cumulative return: $225,381.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 4.5% | 8.0% |
| Monthly Cash Flow | $(2,585) | $150 |
City averages based on Brandywine market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,834 |
| Total Monthly Debt Service | $5,938 |
| DSCR Ratio | 0.65x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2013
1.01 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 20613, Brandywine, MD area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 6,656 (100%) |
| Owner Occupied HU | 5,585 (83.9%) |
| Renter Occupied HU | 693 (10.4%) |
| Vacant Housing Units | 378 ( 5.7%) |
| Median Home Value | $583,918 |
| Average Home Value | $596,456 |
Housing Distribution
Address Breakdown
Residential
7,172
Single Family
6,931
Multi-Family
241
Businesses
310
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2013
1.01 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 20613, Brandywine, MD area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 6,656 (100%) |
| Owner Occupied HU | 5,585 (83.9%) |
| Renter Occupied HU | 693 (10.4%) |
| Vacant Housing Units | 378 ( 5.7%) |
| Median Home Value | $583,918 |
| Average Home Value | $596,456 |
Housing Distribution
Address Breakdown
Residential
7,172
Single Family
6,931
Multi-Family
241
Businesses
310
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: AD Sims • HomeSmart
Mls Name: Bright MLS
Mls ID: #MDPG2190956