670 Jefferies RdShady DaleGA31085
INVESTMENT ANALYSIS
Investment Verdict
Solid Income670 Jefferies Rd, Shady Dale, GA, 31085 in Shady Dale is a solid income-producing rental, 9.08% gross yield, $1,476/mo rent, $289/mo net cash flow on a $195,000 buy. DSCR 1.68 qualifies the property for Ziffy Mortgage's financing without personal income documentation. Five-year appreciation of $53,875 and $1,796/yr in principal reduction project a total cumulative return of $92,473.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9.1% | 8.0% |
| Monthly Cash Flow | $289 | $500 |
City averages based on Shady Dale market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,476 |
| Total Monthly Debt Service | $1,109 |
| DSCR Ratio | 1.33x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2012
5 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 31085, Shady Dale, GA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 429 (100%) |
| Owner Occupied HU | 311 (72.5%) |
| Renter Occupied HU | 59 (13.8%) |
| Vacant Housing Units | 59 (13.8%) |
| Median Home Value | $263,587 |
| Average Home Value | $287,211 |
Housing Distribution
Address Breakdown
Residential
373
Single Family
373
Multi-Family
0
Businesses
32
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2012
5 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 31085, Shady Dale, GA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 429 (100%) |
| Owner Occupied HU | 311 (72.5%) |
| Renter Occupied HU | 59 (13.8%) |
| Vacant Housing Units | 59 (13.8%) |
| Median Home Value | $263,587 |
| Average Home Value | $287,211 |
Housing Distribution
Address Breakdown
Residential
373
Single Family
373
Multi-Family
0
Businesses
32
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Jasmine Showers-Manning • HomeSmart
Mls Name: GAMLS
Mls ID: #10676205