67 Hayden Hill RoadHaddamCT06438
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayNot all U.S. investment properties are valued for current income. 67 Hayden Hill Road, Haddam, CT, 06438 in Haddam at $750,000, 5.45% gross yield, is a market-growth asset. Rental yield 5.45%. The $3,406/mo rent partially funds the $3,372/mo debt service; the core return is the 5%/yr price growth projected to add $207,211 over five years. Ziffy Mortgage's DSCR mortgage (1.01) provides financing for foreign nationals without domestic income checks. A 30–35% down payment often produces the cleanest coverage for low-yield properties. Total five-year return: $177,628.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 5.5% | 5.2% |
| Monthly Cash Flow | $(1,690) | $1,200 |
City averages based on Haddam market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,406 |
| Total Monthly Debt Service | $4,797 |
| DSCR Ratio | 0.71x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1969
1.35 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 06438, Haddam, CT area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,236 (100%) |
| Owner Occupied HU | 949 (76.8%) |
| Renter Occupied HU | 182 (14.7%) |
| Vacant Housing Units | 105 ( 8.5%) |
| Median Home Value | $462,500 |
| Average Home Value | $605,071 |
Housing Distribution
Address Breakdown
Residential
1,113
Single Family
1,033
Multi-Family
80
Businesses
73
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1969
1.35 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 06438, Haddam, CT area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,236 (100%) |
| Owner Occupied HU | 949 (76.8%) |
| Renter Occupied HU | 182 (14.7%) |
| Vacant Housing Units | 105 ( 8.5%) |
| Median Home Value | $462,500 |
| Average Home Value | $605,071 |
Housing Distribution
Address Breakdown
Residential
1,113
Single Family
1,033
Multi-Family
80
Businesses
73
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Sandra M. Blevins • William Raveis Real Estate
Mls Name: Smart MLS
Mls ID: #24104189