67-213 Niumaloo PlWaialuaHI96791
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeThe income profile at 67-213 Niumaloo Pl, Waialua, HI, 96791 in Waialua is straightforward: $884,900 in, $6,182/mo in rent, $860/mo out after debt service. The 8.36% gross yield and 1.55 DSCR make this exactly the kind of asset Ziffy Mortgage finances for non-U.S. residents without income documentation. Appreciation at 5%/yr adds $244,482 by year five. With $8,150/yr in principal equity, the total cumulative return is projected at $391,378.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.4% | 6.0% |
| Monthly Cash Flow | $860 | $1,500 |
City averages based on Waialua market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $6,182 |
| Total Monthly Debt Service | $4,950 |
| DSCR Ratio | 1.25x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2002
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 96791, Waialua, HI area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,958 (100%) |
| Owner Occupied HU | 1,482 (50.1%) |
| Renter Occupied HU | 1,148 (38.8%) |
| Vacant Housing Units | 328 (11.1%) |
| Median Home Value | $1,082,353 |
| Average Home Value | $1,127,507 |
Housing Distribution
Address Breakdown
Residential
2,092
Single Family
1,668
Multi-Family
424
Businesses
144
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2002
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 96791, Waialua, HI area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,958 (100%) |
| Owner Occupied HU | 1,482 (50.1%) |
| Renter Occupied HU | 1,148 (38.8%) |
| Vacant Housing Units | 328 (11.1%) |
| Median Home Value | $1,082,353 |
| Average Home Value | $1,127,507 |
Housing Distribution
Address Breakdown
Residential
2,092
Single Family
1,668
Multi-Family
424
Businesses
144
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Justin T Morikawa • TLC Realty LLC
Mls Name: HiCentral MLS
Mls Provider:
Mls ID: #202512957
Disclaimer: Based on information from the Multiple Listing Service of HiCentral MLS, Ltd. listings last updated on 2025-06-09 10:36:21 PDT. Information is deemed reliable but not guaranteed. Copyright 2025 HiCentral MLS, Ltd