669 Franklin StClymerPA15728
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeThe 9.5% yield at 669 Franklin St, Clymer, PA, 15728 in Clymer is solid, but the $562/mo payment compresses net cash flow to $171/mo at $125,000. This is a tight-spread property, income covers debt, with little cushion. For investors who can optimise occupancy, the upside is real: 5% annual appreciation adds $34,535 by year five, and $1,151/yr in loan paydown builds equity. Ziffy Mortgage qualifies this via DSCR (1.76) without U.S. income documentation. Total projected return: $58,627.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 9.5% | 6.2% |
| Monthly Cash Flow | $171 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $990 |
| Total Monthly Debt Service | $769 |
| DSCR Ratio | 1.29x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Multi Family
Built in 1900
5,096 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 15728, Clymer, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,717 (100%) |
| Owner Occupied HU | 1,144 (66.6%) |
| Renter Occupied HU | 393 (22.9%) |
| Vacant Housing Units | 180 (10.5%) |
| Median Home Value | $126,111 |
| Average Home Value | $184,589 |
Housing Distribution
Address Breakdown
Residential
1,489
Single Family
1,463
Multi-Family
26
Businesses
113
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Multi Family
Built in 1900
5,096 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 15728, Clymer, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,717 (100%) |
| Owner Occupied HU | 1,144 (66.6%) |
| Renter Occupied HU | 393 (22.9%) |
| Vacant Housing Units | 180 (10.5%) |
| Median Home Value | $126,111 |
| Average Home Value | $184,589 |
Housing Distribution
Address Breakdown
Residential
1,489
Single Family
1,463
Multi-Family
26
Businesses
113
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Elizabeth Hutton • EXP REALTY LLC
Mls Name: WPMLS
Mls Provider:
Mls ID: #1705893
Disclaimer: Listing information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.