6686 Browns Mountain RdLewistonCA96052
INVESTMENT ANALYSIS
Investment Verdict
Solid Income6686 Browns Mountain Rd, Lewiston, CA, 96052 in Lewiston earns a respectable 8.6% gross yield at $200,000, but after the $899/mo mortgage the net cash flow is $196/mo, a tight but positive spread. Expense discipline (vacancy, management, maintenance) will determine whether the margin widens. Ziffy Mortgage's DSCR mortgage (1.59) still qualifies on property income; a larger down payment can improve the cash-flow buffer. Long-term, 5% appreciation projects $55,256 over five years, making equity the dominant return driver. Total projected return: $88,463.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.6% | 5.0% |
| Monthly Cash Flow | $196 | $300 |
City averages based on Lewiston market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,433 |
| Total Monthly Debt Service | $1,158 |
| DSCR Ratio | 1.24x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Manufactured
Built in N/A
0.48 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 96052, Lewiston, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,039 (100%) |
| Owner Occupied HU | 575 (55.3%) |
| Renter Occupied HU | 157 (15.1%) |
| Vacant Housing Units | 307 (29.5%) |
| Median Home Value | $439,338 |
| Average Home Value | $537,713 |
Housing Distribution
Address Breakdown
Residential
164
Single Family
124
Multi-Family
40
Businesses
45
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Manufactured
Built in N/A
0.48 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 96052, Lewiston, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,039 (100%) |
| Owner Occupied HU | 575 (55.3%) |
| Renter Occupied HU | 157 (15.1%) |
| Vacant Housing Units | 307 (29.5%) |
| Median Home Value | $439,338 |
| Average Home Value | $537,713 |
Housing Distribution
Address Breakdown
Residential
164
Single Family
124
Multi-Family
40
Businesses
45
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Shannon Aikins • Big Valley Properties
Mls Name: HBMLS
Mls Provider:
Mls ID: #268267
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.